Assets and liabilities of residents surveyed
| Variable | Non-zero responses, % | Percentile distribution for values > 0, Can$ | ||
|---|---|---|---|---|
| 25th | 50th | 75th | ||
| Resident educational debt | 62 | 17 500 | 37 500 | 62 500 |
| Spouse | 38 | 5 500 | 17 500 | 37 500 |
| Market value of home | 29 | 125 000 | 225 000 | 325 000 |
| Mortgage balance | 28 | 87 500 | 125 000 | 175 000 |
| Retirement account balance | 68 | 4 000 | 8 750 | 27 500 |
| Spouse | 69 | 4 000 | 12 500 | 27 500 |
| Mutual funds/stocks/bonds/annuities (non-retirement) | 45 | 4 000 | 12 500 | 27 500 |
| Cash reserves | 100 | 275 | 1 750 | 3 500 |
| Credit card balances* | 39 | 750 | 1 750 | 3 750 |
| Miscellaneous debt | 15 | 3 750 | 12 500 | 25 000 |
↵* Among residents carrying credit card interest charges, median annual interest rate was 18%.